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OnPoint branches and our Contact Center will be closed on Thursday, July 4 in observance of Independence Day. Click here to see a full list of upcoming OnPoint holiday closures.
Reach your savings goals with our high-yield savings account.
Save for the future you want, with the access you need.
Get the most out of your savings with OnPoint’s Premium Bundle Rewards Savings account.
High annual percentage yield
Earn 5.25% APY (annual percentage yield) on the first $100,000 (subject to change), plus earn 3.75% APY on your remaining balance.
Simple signup
Your existing Bundle Rewards Savings account will automatically upgrade to the premium account after you review and accept the account terms.
Easy access to funds
Like all OnPoint savings accounts, you can quickly transfer money between your OnPoint accounts in Digital Banking and withdraw funds.
Premium Bundle Rewards Savings
as high as
5.25%
APY*
How to qualify
Every membership comes with aSavings Account. Then, all you need is aChecking Accountwithe-statementsordirect deposit, and any two of the following additional services to be eligible for the Premium Bundle Rewards Savings account.
Deposits
Bundle Rewards Savings1
Certificate of Deposit
IRA
HSA Checking
Investments2
Loans & credit
Credit Card
Auto Loan
Home Equity Line of Credit
Mortgage
Personal Loan or Line of Credit
Speak with an OnPoint Representative
We'll help answer your questions before switching to the new account.
Get started today
Complete rate information
Premium Bundle Rewards Savings
Deposit amount | Interest rate | Annual percentage yield1 | Minimum balance |
|---|---|---|---|
Rates Effective: 06-30-2024 Learn more about premium bundle rewards savings
Premium Bundle Rewards Savings is a sweep account, which means that we may sweep balances up to the Maximum Program Deposit Amount ($250,000.00) to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. One Premium Bundle Rewards Savings Account per member/TIN. For additional important information and disclosures, please review our Premium Bundle Rewards Savings Terms and Conditions, E-Sign Consent, and Truth in Savings disclosure. Additional products and services are required to qualify for the Premium Bundle Rewards Savings Account. Please click here for more information about Bundle Rewards. | |||
Deposit amount $0 - $100,000 | Interest rate 5.13% | Annual percentage yield1 5.25% | Minimum balance $0 |
Deposit amount $100,000.01 and higher | Interest rate 3.69% | Annual percentage yield1 3.75% | Minimum balance $0 |
Current participating financial institutions
Receiving financial institutions | Allocation |
|---|---|
Receiving financial institutions Citizens Bank, NA | Allocation 25% |
Receiving financial institutions City National Bank | Allocation 25% |
Receiving financial institutions Morgan Stanley Bank | Allocation 25% |
Receiving financial institutions Morgan Stanley Private Bank | Allocation 25% |
Calculate how your savings can grow.
- What will my savings be worth?
- Save to be a millionaire
Get started today
Log into Digital Banking
Speak with an OnPoint representative
Disclosures
*Annual percentage yield
Premium Bundle Rewards Savings is a sweep account, which means that we may sweep balances up to the Maximum Program Deposit Amount ($250,000.00) to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. One Premium Bundle Rewards Savings Account per member/TIN.
For additional important information and disclosures, please review our Premium Bundle Rewards Savings Terms and Conditions, E-Sign Consent, and Truth in Savings disclosure.
Additional products and services are required to qualify for the Premium Bundle Rewards Savings Account. Please click here for more information about Bundle Rewards.
- Bundle Rewards Savings can be opened after Savings, Checking (with eStatements and/or direct deposit), and one other qualified product.
- Investment Services are: not insured by NCUA or any other government agency, not credit union guaranteed, not credit union deposits or obligations, and may lose value.
Note: Email should not be used to share important or sensitive information.
The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.
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